Terms and Conditions racik198 — Platform Guidelines

1. Introduction and Acceptance of Terms

Welcome to racik198, an online gaming platform built exclusively for Malaysian players. This Terms and Conditions document ("Terms") is a legally binding agreement between you ("User" or "Member") with racik198 ("Company", "us" or "Platform").

By accessing, registering for or using any part of the racik198 platform, you expressly acknowledge that you have read, understood and agreed to be fully bound by these Terms. If you do not agree with any part of these Terms, please discontinue use of the platform immediately.

2. Eligibility and Age Requirement

Use of the racik198 platform is limited to individuals who meet the following requirements:

• Minimum Age Requirement: You must be 18 years and above to register and use the racik198 platform. This is an absolute requirement that cannot be waived under any circumstances.
• Legal Capacity: You must have full legal capacity to enter into a binding agreement. Individuals who have been declared bankrupt or legally incapacitated are not permitted to register.
• Non-Resident Restriction: You are not located in a jurisdiction or country where the use of online gaming platforms is prohibited or restricted by local law.
• One Account Only: Each individual is only permitted to hold one active account. Owning more than one account is a serious violation of these Terms and may result in the closure of all associated accounts.

Racik198 reserves the right to request age and identity verification at any time. The KYC (Know Your Customer) process is mandatory for all users who wish to make withdrawals or reach certain transaction limits. Required documents include a national ID, proof of address, and relevant financial information.

3. Registration and Account Management

To use the full services of racik198, you must register a valid account. By registering, you agree to:

• Providing accurate, complete, and up-to-date information as requested in the registration form.
• Maintaining and updating your account information promptly whenever any changes occur.
• Keep your password and login credentials confidential. You are fully responsible for all activities that occur through your account.
• Notifying racik198 immediately if you become aware of any unauthorized use of your account or a security breach.

3.1 Identity Verification (KYC)

Racik198 implements a rigorous identity verification process in line with industry best practices. Documents that may be required include:

• A clear and valid copy of your Malaysian Identity Card (MyKad).
• Proof of current address (utility bill, bank statement) dated within the last three months.
• Bank statement or proof of ownership of the financial account used for transactions.

Failure to complete the KYC process within the stipulated timeframe may result in a temporary restriction on withdrawal functions. This is not a penalty — it is a protective mechanism to keep your account safe from misuse.

4. Deposits, Withdrawals and Financial Transactions

All financial transactions on the racik198 platform are subject to the following policies:

4.1 Deposits

• Minimum and maximum deposit amounts are subject to the selected payment method and current account limits.
• Racik198 supports a variety of local payment methods including Maybank, CIMB, Public Bank, Touch 'n Go eWallet, GrabPay, ShopeePay, and DuitNow.
• All deposits are processed in Malaysian Ringgit (MYR) and credited to your account as soon as confirmation is received.
• You are responsible for ensuring that the source of your deposited funds is legitimate and originates from an account held in your own name.

4.2 Withdrawals

• Withdrawal requests will be processed within the stipulated timeframe, subject to the completion of KYC verification and required security checks.
• Withdrawals may only be made to a bank account or digital wallet registered in your own name.
• Racik198 reserves the right to request additional documents for withdrawal requests that exceed certain limits.
• Bonus payouts subject to wagering requirements cannot be withdrawn until those requirements have been fully met.

5. Bonuses, Promotions and Wagering Requirements

All bonuses and promotions offered by racik198 are subject to specific terms stated alongside each offer. As a general guideline:

• Each bonus carries a wagering requirement that must be met before any withdrawal can be made.
• The welcome bonus is only available to new members registering for the first time. Each player is eligible to receive it once only.
• Racik198 reserves the right to modify, suspend, or terminate any promotion at any time without prior notice.
• Using multiple accounts or other methods to abuse promotional offers will result in bonus cancellation and possible account closure.
• Bonus value cannot be transferred to another player or converted directly to cash without meeting the wagering requirements.

Different wagering requirements may apply to different game types. For example, Sports Betting may carry a different contribution rate compared to Slot Games or Live Casino. Full details for each promotion will be stated on the relevant promotions page.

6. User Responsibilities and Prohibited Conduct

As a racik198 user, you agree not to engage in any of the following activities:

• Using automated software or methods (bots, scripts, AI) to play or exploit the platform's systems.
• Colluding with other players to manipulate game outcomes or exploit system vulnerabilities.
• Uploading, sending, or distributing content that contains viruses, malicious code, or harmful software.
• Using the platform for any illegal activity, including money laundering or financing prohibited activities.
• Attempting to access other users' accounts or violating the privacy of any party.
• Abusing the bonus system with the intent to gain unfair advantage without genuine gameplay risk.
• Harassing, threatening, or acting offensively toward support staff or other users.

7. Responsible Gaming

Racik198 is committed to promoting healthy and responsible gaming practices. We provide a range of tools to help users manage their gaming habits:

• Deposit Limit: Set daily, weekly, or monthly deposit limits according to your budget.
• Loss Limit: Set a maximum amount you are allowed to lose within a given period.
• Session Time Limit: Control the amount of time you spend on the platform each day.
• Temporary Break: Take a break from the platform for a chosen period without permanently closing your account.
• Self-Exclusion: The option to fully self-exclude from the platform if needed.

If you feel that your gaming habits are beginning to negatively affect your daily life, personal relationships, or finances, we encourage you to seek professional help. More information is available on our Responsible Gaming us.

8. Privacy and Data Protection

The collection, use, and storage of your personal data by racik198 is subject to our Privacy Policy our separate policy, which forms part of these Terms. By using the platform, you grant racik198 permission to process your personal data in accordance with that Privacy Policy.

Racik198 uses 256-bit SSL encryption to protect all communications between your device and our servers. Your financial information will not be shared with third parties except with your consent or as required by law.

9. Disclaimers and Limitation of Liability

The racik198 platform is provided on an "as-is" basis. While we strive to ensure consistent and reliable service, we cannot guarantee that the platform will be free from technical disruptions, errors, or unplanned downtime.

• Racik198 is not liable for any losses arising from service disruptions, technical failures, or internet connectivity issues on the user's end.
• We are not liable for any disputed game outcomes that have been resolved in accordance with the applicable game rules.
• Racik198 does not guarantee that any gaming strategy will yield profits. Games involve an element of chance and outcomes are random.

10. Account Termination

Racik198 reserves the right to suspend or close a user's account at any time, with or without notice, if:

• A breach of these Terms or any other platform policy has occurred.
• There is suspected fraud, money laundering, or other illegal activity.
• The user provided false information during registration or the KYC process.
• Upon request by the relevant legal authorities or regulatory bodies.

Users may also close their own account at any time by contacting our support team. Any valid balance will be processed for withdrawal once all required reviews are completed.

11. Governing Law and Dispute Resolution

These Terms are governed by and interpreted in accordance with applicable laws. Should any dispute arise in relation to the platform or these Terms, we encourage users to contact our support team first for an amicable resolution.

Racik198 is committed to resolving every complaint in a fair and transparent manner. Our support team is available 24 hours a day, 7 days a week to address any issues that arise.

12. Amendments to These Terms

Racik198 reserves the right to modify these Terms at any time. Changes take effect immediately upon being posted on the website. Continued use of the platform after any changes are posted constitutes your acceptance of the revised Terms. We encourage you to review this page from time to time to ensure you are always aware of the latest version of our Terms.

These Terms and Conditions are effective from 1 January 2026. Any enquiries may be directed to the racik198 support team.